Dr Ines Saddi Ep Oueslati

Email: i.saddiepoueslati@qmul.ac.uk
Biorgraphy
I am always interested in analysing the impact of financial shocks on the banking sector and the risks banks may face. The crucial significance and relevance of finance and associated disciplines to the modern world inspired me to study these social sciences at an advanced level.
I achieved a distinction when I obtained a Graduate Diploma in Economics and Finance from Queen Mary University of London. This first distinction was succeeded by a second when I completed my MSc in Banking and Finance from the same university.
Studying at QMUL helped me gain knowledge about the financial sector and wanted to get into a PhD to further explore the impact of monetary policy on banks’ risk-taking. Completing a PhD degree in Business and Management is a step towards further academic achievement to pursue a professional and academic career as a researcher in banking and Finance. I am also determined and looking forward to having a vital role in financial decision making and adding significant value to a corporate.
In addition to my financial academic background, I am a personality development trainer in Leadership. I am also interested in the field of equality and the role of women in the society. I believe that women should be more present in the political and financial sectors. I value being a member of several organisations in the civil society. I enjoy interacting with people and my aim is to see more women in decision-making roles.
Project Title
Three Essays on Monetary Policy, Bank Lending, Gender Diversity and Systemic Risk in the Banking Sector
Project description
This research examines the effects of quantitative easing (QE) on U.S. bank lending and systemic stability during two major crises—the GFC and the COVID-19 pandemic. While QE acts as an external policy tool, internal institutional factors also shape systemic risk. In particular, bank-level governance mechanisms—especially board structures—play a critical role in influencing risk appetite, liquidity absorption, and crisis response. Using detailed bank-level data and econometric analysis, the study assesses QE’s impact on bank behavior and explores how gender diversity on boards affects financial stability under varying crisis conditions.
Supervisors
- 1st Supervisor: Prof. Roman Matousek
- 2nd Supervisor: Prof. Gulnur Muradoglu