Past seminars

Arna Olafsson (Copenhagen Business School)

"What Makes Depositors Tick? Bank Data Insights into Households' Liquid Asset Allocation"

Victor DeMiguel (London Business School)

"Rethinking Mutual Fund Performance: From Traditional Alpha to Achievable Alpha"

Vikas Agarwal (Georgia State University)

Title: TBA

Federica Zeni (EPFL)

"Reducing Carbon Using Regulatory and Financial Markets Tools"

Bruno Biais (HEC Paris)

Emission caps and investment in green technologies [PDF 137KB]

Thierry Foucault (HEC Paris)

"Algorithmic Pricing and Liquidity in Securities Markets"

Jan Starmans (Stockholm School of Economics)

Sustainable Investing and Market Governance [PDF 239KB]

Pierre Mabille (INSEAD)

"Unlocking Mortgage Lock-In: Evidence From a Spatial Housing Ladder Model"

Vesa Pursiainen (University of St. Gallen and Swiss Finance Institute)

"Retail Customer Reactions to Private Equity Acquisitions"

Laurent Calvet (SKEMA Business School)

"Household preferences, security design, and volatility prices" joint with Claire Celerier, Gordon Liao and Boris Vallee.

Rhys Bidder (King’s College London)

"Whose asset sales matter?"

Luana Zaccaria (Einaudi Institute for Economics and Finance)

"Changing the Board Game: Horizontal Spillovers of Gender Quotas"

Peter Wolstencroft (Manchester Met Uni)

"Achieving Teaching Excellence - Developing your TEF Profile and Beyond"

Samuel Lee (Santa Clara University)

"Bankruptcy Law and the Market for Corporate Influence"

Peter Hoffmann (Imperial)

"What is the Value of Retail Order Flow?"

Paul Ehling (BI Norwegian Business School)

"No Short in Sight"

Fabrizio Core (SE Rotterdam)

"Advantageous Selection in Fintech Loans"

Mariassunta Giannetti (Stockholm School of Economics)

"Supply Chain Shortages, Large Firms' Market Power, and Inflation" (joint with Francesco A. Franzoni, Roberto Tubaldi)

Laurent Barras (Université du Luxembourg)

Is it Alpha or Beta? Decomposing Hedge Fund Returns When Models are Misspecified [PDF 512KB]

Kim Fe Cramer (LSE)

Cramer Bank Presence and Health [PDF 714KB]

Patrick Augustin (McGill University)

Jean Sebastien Fontaine (Bank of Canada)

“What do Bond Investors Learn from Macroeconomics News”

Carola Frydman (Northwestern University)

“The Value of Ratings: Evidence from their Introduction in Securities Markets”

Davide Tomio (University of Virginia)

Central Bank Driven Mispricing [PDF 1,377KB]

Mike Chernov (UCLA)

"What do financial markets say about the exchange rate?"

Scott Yonker (Cornell University)

“What Drives Racial Diversity on U.S. Corporate Boards?”

Pedro Barroso (Catolica Lisbon School of Business and Economics)

Title: TBA

Elena Simintzi (The University of North Carolina at Chapel Hill)

"Women in the Financial Sector" (joint with S. Lagaras, M. Marchica and M. Tsoutsoura)

Angelo Ranaldo (University of St.Gallen)

Title: tba

Igor Cunha (University of Kentucky)

"A Century of Municipal Bond Financing" (joint with Gustavo S. Cortes and Klenio Barbosa)

Philippe Mueller (Warwick Business School)

"Breaking the Correlation between Corporate bonds and Stocks: The Role of Asset Variance"

Mikhail Mamonov (CERGE-EI - Center for Economic Research and Graduate Education - Economics Institute)

“'Crime and Punishment'? How Banks Anticipate and Propagate Global Financial Sanctions"

Nickolay Gantchev (University of Warwick)

Ttitle: tba

Ernst Maug (University of Mannheim)

"Post-merger Restructuring of the Labor Force [PDF 426KB]"

Paul Voss (Central European University)

"The Evolution of the Market for Corporate Control"

Neeltje van Horen (Bank of England)

Title: tba

Nicola Limodio (Bocconi University)

Title: tba

Marcin Kacperczyk (Imperial College London)

Title: tba

Julien Sauvagnat (Bocconi University)

"Hiring Difficulties and Firm Performance [PDF 3,235KB]"

Rainer Haselmann (Goethe University Frankfurt)

Title: tba

Alex Hsu (Georgia Institute of Technology)

"Monetary Policy, Market Risk Premium, and Firm Investment"

Maryam Farboodi (MIT)

Valuing Financial Data [PDF 269KB]

Nandini Gupta (Indiana University)

Political Polarization in Financial News [PDF 418KB]

Adriano Rampini (Duke University)

"Collateral and Secured Debt"

Michael Weber (Chicago Booth)

Missing Data in Asset Pricing Panels [PDF 5,110KB]

Per Stromberg (Stockholm School of Economics)

Title: TBA

Svetlana Bryzgalova (London Business School)

Retail Trading in Options and the Rise of the Big Three Wholesalers

Giorgia Barboni (Warwick Business School)

“Behavioural Nudges and Credit Repayment”

Marco Giacoletti (USC Marshall School of Business)

"Using High-Frequency Evaluations to Estimate Discrimination: Evidence from Mortgage Loan Officers [PDF 714KB]"

Julia Fonseca (University of Illinois)

"The Real Effects of Banking the Poor: Evidence from Brazil [PDF 631KB]" (joint with Adrien Matray)

Turan Bali (Georgetown University)

"In Search of a Factor Model for Optionable Stocks [PDF 448KB]" (joint with Scott Murray)

Adrien Verdelhan (MIT)

"FX Transaction and Translation Risk [PDF 2,691KB]" (joint with Patrick Adams)

Claire Celerier (Rotman School of Management, University of Toronto)

"The Impact of Financial Inclusion on Minorities: Evidence from the Freedman's Savings Bank"

Paola Sapienza (Northwestern University)

"Taste for competition and the gender gap among young business professionals" (joint with Ernesto Reuben and Luigi Zingales)

Song Ma (Yale University)

"Obsolete Firms"

Christian Opp (University of Rochester)

"Private Renegotiations and Government Interventions in Debt Chains"

Andrey Malenko (University of Michigan)

"Creating Controversy in Proxy Voting Advice"

David Schoenherr (Princeton University)

"Financial Access and Labor Market Outcomes: Evidence from Credit Lotteries"

Aytek Malkhozov (Federal Reserve Board)

"Demand-supply imbalance risk and long-term swap spreads"

Victoria Vanasco (CREi)

"Security Design in Non-Exclusive Markets with Asymmetric Information (joint with Vladimir Asriyan and Victoria Vanasco) [PDF 516KB]"

Lasse Pedersen (Copenhagen Business School)

"Game On: Social Networks and Markets"

Benjamin Knox (Copenhagen Business School)

"Asset Driven Insurance Policy"

Maxime Couvert (EPFL - Swiss Finance Institute)

"What Is the Impact of Mutual Funds' ESG Preferences on Portfolio Firms?"

Federico Gavazzoni (Carnegie Mellon University)

"Concealed Carry"

Yenan Wang (Duke University)

"High-Frequency Trading, Endogenous Capital Commitment and Market Quality [PDF 936KB]"

Solo Zerbo (University of Montreal)

"Systemic risk-shifting"

Chi-Yang Tsou (Hong Kong University)

"Learning and the Anatomy of the Profitability Premium"

Paul Voss (University of Bonn)

"Shareholder Governance and Debt Maturity Structure"

Cecilia Bustamente (University of Maryland)

"Knowledge Cycles and Corporate Investment" (joint with Julien Cujean and Laurent Fresard)

Motohiro Yogo (Princeton University)

"Exchange Rates and Asset Prices in a Global Demand System"

Laura Starks (University of Texas at Austin)

"Economic Policy Uncertainty and Learning: Theory and Evidence on Mutual Funds" (joint with Erica Jiang and Sophia Sun)

Alberto Rossi (Georgetown University)

"Who Benefits from Robo-advising? Evidence from Machine Learning"

Johannes Stroebel (New York University)

"Five Facts About Beliefs and Portfolios"  (joint with Stefano Giglio, Matteo Maggiori, and Stephen Utkus)

Tania Babina (Columbia University)

Shan Ge (New York University, Stern School of Business)

"Conflicting Interests and the Effect of Fiduciary Duty - Evidence from Variable Annuities"

Ming Yang (Duke University)

"Dynamic Contracting with Flexible Monitoring" (joint with Liang Dai and Yenan Wang)

Nadya Malenko (Boston College)

"Trading and Shareholder Democracy (joint with Doron Levit and Ernst Maug) [PDF 359KB]"

Patrick Coen (LSE)

"A Structural Model of Interbank Network Formation and Contagion"

Anastasia Girshina (Stockholm School of Economics)

"Wealth, Savings, and Returns Over the Life Cycle: The Role of Education [PDF 1,652KB]"

Paul Beaumont (Paris Dauphine University)

"Building a Customer Base under Liquidity Constraints [PDF 1,294KB]"

Ruslan Sverchkov (University of Pennsylvania)

"Selling to Investor Network: Allocations in the Primary Corporate Bond Market"

Diogo Mendes (Imperial College)

"Financial Constraints and Product Market Decisions: the Role of Production Cycles [PDF 2,250KB]"

Pekka Honkanen (HEC Paris)

"Securities Lending and Trading by Active and Passive Funds [PDF 1,104KB]"

Zafer Kanik (Massachusetts Institute of Technology)

"From Lombard Street to Wall Street: Systemic Risk, Rescues, and Stability in Financial Networks [PDF 1,122KB]"

Andrea Passalacqua (Harvard University)

"The Real Effects of Bank Supervision [PDF 2,443KB]"

Magdalena Rola-Janicka (University of Amsterdam)

"The Political Economy of Prudential Regulation [PDF 398KB]"

Xuan Wang (University of Oxford)

"When Do Currency Unions Benefit From Default? [PDF 2,069KB]"

Rhys Bidder (Federal Reserve Bank of San Francisco)

"De-leveraging or de-risking? How banks cope with loss [PDF 1,400KB]"

Adrien Vigier (Norwegian Business School)

"Who Acquires Information in Dealer Markets? [PDF 411KB]" (joint with Jesper Rudiger)

Kaveh Majlesi (Lund University)

"Importing Political Polarization? The Electoral Consequences of Rising Trade Exposure [PDF 2,814KB]"

Vladimir Asriyan (CREi)

"Collateral Booms and Information Depletion" (joint with Luc Laeven and Alberto Martin)

Saleem Bahaj (Bank of England)

"Central Bank Swap Lines: Evidence on the Effects of the Lender of Last Resort" (joint with Ricardo Reis)

Ilaria Piatti (Oxford University Said Business School)

"Subjective Bond Risk Premia and Belief Aggregation" (joint Andrea Buraschi and Paul Whelan)

Felipe Varas (Duke University)

"A Dynamic Theory of Learning and Relationship Lending" (joint with Yunzhi Hu)

Han Ozsoylev (KOC University)

"Trading ambiguity: a tale of two heterogeneities"

Thorsten Beck (City University)

"The Economics of Supranational Bank Supervision" (joint with Consuelo Silva-Buston and Wolf Wagner)

Jesse Davis (UNC Kenan-Flagler Business School)

"Choosing to Disagree in Financial Markets" (joint with Snehal Banerjee and Naveen Gondhi)

Nicolae Garleanu (University of California)

"Active and Passive Investing" (joint with Lasse Heje Pedersen)

Isaac Hacamo (Indiana University)

"Peers, Preferences, and Entrepreneurship" (joint with Kristoph Kleiner)

Yi Huang (The Graduate Institute)

"FinTech Credit, Financial Inclusion and Entrepreneurial Growth"

Sylvain Carre (EPFL)

"Disclosures, Rollover Risk, and Debt Runs [PDF 942KB]"

Peter Zimmerman (Oxford)

"Blockchain structure and cryptocurrency prices"

Su Wang (LSE)

"Young Firm Manager Turnover and Performance"

Valentina Raponi (Imperial)

"Testing Beta-Pricing Models Using Large Cross-Sections [PDF 872KB]"

Alessio Piccolo (Oxford)

"Executive Compensation and Short-Termism"

Thomas Rivera (HEC Paris)

"Bank Regulation Under Adverse Selection and the Cost of Capital [PDF 418KB]"

Vimal Balasubramaniam (University of Warwick)

"The Effect of Lifespan Expectations on Financial Decisions: Evidence from Mass Shootings and Natural Disaster experiences [PDF 1,952KB]"

Irina Zviadadze (Stockholm School of Economics)

"Term structure of risk in expected returns [PDF 989KB]"

Yapei Zhang (HEC Paris)

"Seeking Skewness [PDF 1,572KB]"

David Skeie (Mays Business School)

"Digital Currency Runs [PDF 378KB]"

Moqi Xu (LSE)

"Pay for future returns" (joint with Yiqing Lu)

Dimitris Papadimitriou (LSE)

"Trading under Uncertainty about other Market Participants [PDF 1,026KB]"

Lorenzo Bretscher (LBS)

"News Shocks and Asset Prices" (joint with Aytek Malkhozo and Andrea Tamoni)

Pedro Saffi (Cambridge University)

"The Rise of the Equity Lending Market: Implications for Corporate Policies [PDF 736KB]"

John Gathergood (University of Nottingham)

"Naive Buying Diversification and Narrow Framing Among Individual Investors" (joint with David Hirshleifer, David Leake, Hiroaki Sakaguchi and Neil Stewart)

Juliana Salomao (University of Minnesota)

"Decomposing Firm Value [PDF 460KB]"

Scott Nelson (MIT)

"Private Information and Price Regulation in the US Credit Card Market"

Giorgia Piacentino (Columbia Business School)

"Conflicting Priorities: A Theory of Covenants and Collateral [PDF 318KB]"

Emanuele Tarantino (University of Mannheim)

"Trade Credit and Competition in Downstream Markets" (joint with Mariassunta Giannetti and Nicolas Serrano Velarde)

Stan Zin (NYU)

"Identifying monetary policy in macro-finance models"

Ian Martin (LSE)

"The Quanto Theory of Exchange Rates"

Will Goetzmann (Yale)

"Negative Bubbles: What happens after a crash" (joint with Dasol Kim)

Kelly Shue (Yale)

"Money Illusion in Asset Pricing" (joint with Richard R. Townsend)

Ansgar Walther (University of Warwick)

"Does Size Matter? Bailouts with Large and Small Banks [PDF 1,065KB]"

Ioannis Branikas (Princeton University)

"Advertising Exposure and Portfolio Choice: Estimates Based on Sports Sponsorships [PDF 764KB]"

Jeroen Daldeop (University of Cambridge)

"Estimating Policy Functions Implicit in Asset Prices"

Andre Silva (Cass Business School)

"Strategic Liquidity Mismatch and Financial Sector Stability"

Paola Pederzoli (University of Geneva and Swiss Finance Institute)

"Crash Risk in Individual Stocks [PDF 741KB]"

Martijn F. Boons (Nova School of Business and Economics)

"Value Timing: Risk and Return Across Asset Classes"

Karl Schmedders (University of Zurich)

"Re-Use of Collateral: Leverage, Volatility, and Welfare [PDF 449KB]"

Pasquale Della Corte (Imperial College)

"Currency Mispricing and Dealer Balance Sheets"

Tarun Ramadorai (Imperial College London)

"Predictably Unequal? The Effects of Machine Learning on Credit Markets"

Juliane Begenau (Stanford)

"Financial Regulation in a Quantitative Model of the Modern Banking System"

Enrique Schroth (Cass)

"Liquidity Provision on the Secondary Market for Private Equity Fund Stakes"

Ian Dew-Becker (Northwestern University)

"How do investors perceive the risks from macroeconomic and financial uncertainty? Evidence from 19 option markets"

Andreas Fuster (New York FED)

"Home Price Expectations and Behavior: Evidence from a Randomized Information Experiment"

Max Bruche (Cass Business School)

"Pipeline Risk in Leveraged Loan Syndication" (joint with Fredric Malherbe and Ralf R. Meisenzahl)

Juanita Gonzales-Uribe (LSE)

"How Sensitive is Young Firm Investment to the Cost of Outside Equity? Evidence from a UK Tax Relief"

Frederic Malherbe (London Business School)

"A positive analysis of bank behaviour under capital requirements"

Debraj Ray (New York University)

Title: TBA

Davide Cantoni (Munich University)
"The Effects of Anticipated Election Closeness on Voter Turnout"

Alex Kontoghiorghes (QMUL - PhD Student)

"Pricey Puts and Return Predictability"

Chuanping Sun (QMUL - PhD student)
"Model selection with spurious factors in an SDF setting"

Johan Hombert (HEC)
"Incentive Constrained Risk Sharing, Segmentation, and Asset Pricing"

Nejat Anbarci (Deakin University)
"Attraction Effect Heuristics [PDF 297KB]"

Anja Prummer (QMUL)
"Voter turnout and polarization cycles"

Melissa Prado (Nova School of Business and Economics)
"Basis Momentum in the futures curve and volatility risk"

Abhijeet Singh (UCL)
"Learning more with every year: School year productivity and international learning gaps"

Giorgio Chiovelli (London Business School)
“Land Mines and Spatial Development”

Krysztof Karbownik (Northwestern University)
"Long-run Consequences of Exposure to Natural Disasters"

Jason Sturgess (DePaul University)
"Information Sharing and Rating Manipulation"

Anna Raute (University of Mannheim)
"Who benefits from universal childcare? Estimating marginal returns to early childcare attendance"

Andre Veiga (Oxford)
"The Impact of Price Discrimination in Market with Adverse Selection"

Martin Kaae Jensen (University of Leicester)
"Distributional Issues in Macroeconomics"

Evi Pappa (European University Institute)
"Fiscal Consolidation in a Low Inflation Environment: Pay Cuts versus Lost Jobs"

Sarolta Laczo (University of Surrey)
"Pareto-Improving Optimal Capital and Labour Taxes"

Gino Gancia (CREI and Barcelona GSE)
"Globalization and Political Structure"

Kathy Yuan (LSE)
"Network Risk and Key Players: A Structural Analysis of Interbank Liquidity"

Alessandro Iaria (CREST-ENSAE)
"Demand Estimation with Unobserved Choice Set Heterogeneity"

Alex Kontoghiorghes (QMUL - PhD Student)
"Pricing Kernel Dynamics and Their Predictive Properties"

Filippos Papakonstantinou (Imperial College London)
"History-dependent risk preferences: Evidence from individual choices and implications for the disposition effect"

Alessandra Bonfiglioli (Universitat Pompeu Fabra)
"Trade, Finance and Endogenous Firm Heterogeneity [PDF 451KB]"

Paolo Vitale (University "G. d'Annunzio")
"Robust Trading for Ambiguity-averse Insiders''

Vincent Sterk (UCL)
"Macroeconomic Fluctuations with HANK & SAM: an Analytical Approach"

Ricardo Nunes ( Federal Reserve Bank of Boston)
"Designing a Simple Loss Function for the Fed: Does the Dual Mandate Make Sense? [PDF 1,449KB]"

Martin Oehmke (Columbia Business School)
"Bank Resolution and the Structure of Global Banks [PDF 398KB]"

Kazuhiro Hiraki (QMUL - PhD Student)
“Implementing a bubble factor asset pricing model using option prices” (joint with George Skiadopoulos)

Stéphane Guiband (SciencesPo)
"Agency, Firm Growth, and Managerial Turnover [PDF 816KB]"

Marciano Siniscalchi (Northwestern University)
"Structural Rationality in Dynamic Games"

Yanos Zylberberg (Bristol University)
"East Side Story: Historical Pollution and Persistent Neighbourhood Sorting [PDF 5,625KB]"

Anisha Ghosh (Carnegie Mellon University)
"An Information-Theorestic Asset Pricing Model [PDF 821KB]"

Sydney Ludvigson (New York University)
"Capital Share Risk and Shareholder Heterogeneity in U.S. Stock Pricing"

Oguzhan Karakas (Boston College)
"Earnings and the Value of Voting Rights"

Joshua Angrist (MIT)
"Radical recipes for school reform: testing takeovers in New Orleans and Boston"

Jan Wrampelmeyer (University of Saint Gallen)
"Fragility of Money Markets"

Timothy Harris (QMUL - PhD Student)
"European Municipal Bond Yields and Their Determinants"

Harjoat Bhamra (Imperial College)
"Does Household Finance Matter? Small Financial Errors with Large Social Costs [PDF 840KB]"

Howard Kung (London Business School)
"Competition, Markups, and Predictable Returns"

Julia Cajal Grossi (University of Warwick)

"Searching for Trade Partners in Developing Countries: Testing Firms in the ?Fast Fashion? Industry [PDF 990KB]"

Gabriella Santangelo (Yale University)
"Firms and Farms: The Impact of Agricultural Productivity on the Local Indian Economy [PDF 1,682KB]"

Giacomo Candian (Boston College)

"Information Frictions and Real Exchange Rate Dynamics [PDF 500KB]"

Mario Alloza (University College London)

"The Impact of Taxes on Income Mobility [PDF 3,579KB]"

Anja Prummer (University of Cambridge)
"Spatial Advertisement in Political Campaigns [PDF 1,580KB]"

Sebastian Axbard (Uppsala University)

"Income Opportunities and Sea Piracy in Indonesia: Evidence from Satellite Data [PDF 1,460KB]"

Nicholas Lawson (Aix-Marseille School of Economics)
"Taxing the Job Creators: Efficient Taxation with Wage Bargaining [PDF 1,475KB]"

Stephen Hansen (Universitat Pompeu Fabra)
"Transparency and Deliberation on the FOMC: a Computational Linguistics Approach [PDF 3,273KB]"

Sofia Priazhkina (Indiana University)
"Liquidity channels and stability of shadow banking [PDF 1,248KB]"

Fanny Camara (Goethe University)
"Pre-emption and Forecast Accuracy: A Structural Approach"

Peter Denderski (Vrije Universiteit Amsterdam)
"A Model of Confounded Entrepreneurial Choice [PDF 764KB]"

Francesco Cerigioni (Universitat Autonoma de Barcelona)
"Dual Decision Processes: Retrieving Preferences when some Choices are Intuitive [PDF 433KB]"

Bryony Reich (UCL)
"The Diffusion of Innovations in Social Networks [PDF 3,248KB]"

Konstantinos E. Zachariadis (LSE)
"Multi-Asset Noisy Rational Expectations Equilibrium with Contingent Claims [PDF 759KB]"

James Sefton (Imperial College)
"Tactical and Strategic Asset Allocation in Life-Cycle Funds"

Uzi Segal (Boston College)

"Preferences over Allocation Mechanisms and Recursive Utility" (joint with David Dillenberger)

Dragana Cvijanovic (UNC Kenan-Flagler)
"When Pay for Luck is Pay for Action: CEO Compensation and Real Estate Prices"

John E. Roemer (Yale University)
"How we cooperate ? perhaps [PDF 5,979KB]"

Steffen Altmann (University of Copenhagen)
"Limited Memory, Deadlines, and Incentives"

Joel Shapiro (Said School of Business)

"Credit Ratings and Structured Finance"

Felipe Valencia Caicedo (Universitat Pompeu Fabra)

"The Mission: Human Capital Transmission, Economic Persistence and Culture in South America"

Benjamin Connault (Princeton University)
"Hidden Rust Models"

Stefano Gagliarducci (Università di Roma Tor Vergata)
"Gender Differences in Cooperative Environments: Evidence from the US Congress"

Hening Liu (Manchester Business School)
"Variance Risk Premium and the Business Cycle"

Elise Gourier (Princeton University)
"Pricing of Idiosyncratic Equity and Variance Risks"

Paolo Surico (London Business School)
"Housing debt and the transmission of monetary policy"

Ricardo Serrano-Padial (University of Wisconsin)
"Financial Contracting with Enforcement Externalities"

Moshe Hazan (Tel Aviv University)
"The Baby Boom and World War II: A Macroeconomic Analysis"

Helios Herrera (Columbia University)
"Turnout Across Democracies"

Thomas Le Barbanchon (Harvard University)
"Optimal Partial Unemployment Insurance: Evidence from Bunching in the U.S"

Tatsuro Senga (Ohio State University)
"A New Look at Uncertainty Shock: Imperfect Information and Misallocation"

Sohnke Bartram (Warwick Business School)
Title: N/A

Cesare Robotti (Imperial College London)
"Spurious Inference in Unidentified Asset-Pricing Models"

Collin Raymond (University of Oxford)
"A Behavioral Analysis of Stochastic Reference Dependence"

Marti Subrahmanyam (NYU Stern)

"Informed Options Trading prior to M&A Announcements: Insider Trading"

Dawei Fang (University of Gothenburg)

"Dry powder sometimes explodes: contracting on fund size and duration in venture capital."

Neil Pearson (College of Business Illinois)

"Option Trading Costs Are Lower Than You Think."

Christophe Spaenjers (HEC)

Title: TBA